Thursday 28 June 2012

Groupon Summer Offers

This summer check out Groupon for exclusive deals on everything from international travel to summer snacks.

Groupon is a deal-of-the-day website which gives discounts for local, national and international companies. Groupon was launched in November 2008, and by October 2010 served more than 250 markets in North America and the rest of the world, with 35 million registered users.

It works by offering a deal each day that users must sign-up for. Providing the quota is met that deal can then be purchased, offering fantastic discounts. Groupon contacts customers by daily emails for offers they may be interested in. The site has also recently launched a mobile app available on Android, iPhone, Blackberry and Windows Phone 7. It allows users to buy deals on their phones and retrieve them by using the screen as a coupon.

With all this why not sign up today and start saving!

Tuesday 26 June 2012

Basic Personal Budgeting

Money Saving Man was reading the introduction to a book today that really piqued his interest. It was on the question of personal finance and how to handle money. One of the key ways to save money is actually down to how you handle your money in the first place, so being a blog dedicated to ways to save money, we had to weigh-in with something.

This is a basic plan that will help you with your monthly finances, based upon receiving a monthly salary. It is just a skeleton and needs to be fleshed out with your own personal preferences and circumstance, but is a useful guide for all those wishing to take control of their personal finances.

Budget Structure


This is made up of your income, expenditure and savings. An obvious rule is that expenditure and savings cannot equal more than your income.

1. Income
This is the money you received from an employer, customer/s or any other income on a monthly basis. This can only be considered after tax and minus any other automatic deductions for a pension or loan repayments to your employer etc.

2. Expenditure
This is what you spend from your income each month. It is made up of bills, repayments, spending money, food etc. Most importantly it includes the buffer!

3. Savings
This is what you put away each month

First note down how much your income in total is

Thursday 7 June 2012

Walmart Coupons

No need to spend time looking through papers or magazines for those all important shopping coupons - Walmart has on-line coupons that can be printed off directly.


Current savings include $1 savings on purchases of two Big G cereals such as Cheerios or Chex, $1 savings on purchases of two S C Johnson cleaning products and $2 off any L'Oreal Healthy Look Creme Gloss Hair Colour.


Other savings can be found on DVDs, magazines, toys, personal care and fragrances. 


http://coupons.walmart.com/


Please consider clicking an ad or link to support Money Saving Central!

Friday 1 June 2012

MoneySavingExpert Website Sells for £87m

The inspiration behind this blog, MoneySavingExpert.com, has just sold to MoneySupermarket for the huge sum of £87 million. 

Pending agreement from MoneySupermarket shareholders, Martin Lewis, the creator of the MoneySavingExpert brand will receive £60 million upfront, made up of cash and shares, and a further £27 million conditional on meeting targets over the next three years. Martin has already pledged to give £10 million to charity, including £1 million to Citizens Advice. Martin has stood over the years as not so much the anti-capitalist but the leading figure in how to play the system and stand up for consumer rights.

He will retain control over the website, staying on as editor-in-chief for the next three years with a view to reduced working hours thereafter. Martin paid an obscure company £100 to set up his website in 2003, which in nine years has seen an incredible leap in value owing to its nearly 40 million unique visitors a year and  five million email subscribers. Recent years of recession have simply served to further his popularity as he has appeared on several television shows as a pundit on money matters.

Money Saving Man wishes MoneySavingExpert all the best and is thankful for the inspiration!